(1) Approach an insurer direct or try a broker, who will scour the market for you.(2) One involves the immediate conversion of the insurer 's payment obligation into cash.(3) Yet there is no prohibition against insurances where the insurer does have an interest in the life of the insured.(4) Yes, and therefore a judgment may be entered in favour of the insurer as a party to the proceedings.(5) You should speak to your insurer or broker before taking on these more costly projects to assess their benefit to you.(6) Consumers may think going directly to an insurer will save money in terms of commission fees.(7) It cannot have been contemplated that the insurer could benefit from its own breach.(8) The court will not be directly concerned with how, or on what, the insurer spends the premium income.(9) Patients referred to hospital specialists not contracted to their insurer will have to pay extra.(10) I bought contents insurance from my existing insurer , but did so online for extra discounts.(11) All claims should be reported to the insurer within thirty days of such claim arising.(12) Even switching the amount of the shortfall predicted by your insurer to a repayment mortgage will help.(13) You can still claim on your travel insurance, but then the insurer will recoup the cost from the airline.(14) Effectively, the insurer and reinsured have agreed that such information is immaterial.(15) The company no longer exists but Linda hopes to apply for compensation from its insurers .(16) It is still worth shopping around among insurers other than the four main players.